I hate when the somebody explains a qubit using the "0 and 1 at the same time" phase. So, I feel you.
I prefer the following analogy: A qubit is like a coin being tossed. It is not head and tail at the same time. While flying, the state of the coin is not determined yet and it can be described as a probability. In case of a fair coin, we can describe the state of a flying coin as 50%-head/50%-tails. Once the coin is "observed" (lands on the ground) its state "collapses" on the head or tail state.