I feel you, I hate when the somebody explains a qubit using the "0 and 1 at the same time" phase. So, I feel youphrase.
I prefer the following analogy: A qubit is like a coin being tossed. It is not headheads and tailtails at the same time. It's in a probabilistic position.
While flying, the state of the coin is not determined yet and it can be described as a probability. In case of a fair coin, we can describe the state of a flying coin as 50%-headheads/50%-tails. Once the coin is "observed" (lands on the ground) its state "collapses" on the headheads or tailtails state.