Let us take the initial state with the particle located at the origin $|n=0\rangle$ and the coin state with spin up $|0\rangle$. So, $$ |\psi(0)\rangle = |0\rangle|n=0\rangle, $$ where $|\psi(0)\rangle$ denotes the at the initial time and $|\psi(t)\rangle$ denotes the state of the quantum walk at time $t$.
Please, help me understand that, if on RHS we have a matrix product of two column vectors?